References
Abdul-Halim, N. A., Vafaei-Zadeh, A., Hanifah, H., Teoh, A. P., & Nawaser, K. (2022). Understanding the determinants of e-wallet continuance usage intention in Malaysia. Quality and Quantity, 56(5), 3413-3439. https://doi.org/10.1007/s11135-021-01276-7
Search via ReFindit
Achieng, M. S., & Malatji, M. (2022). Digital transformation of small and medium enterprises in sub-Saharan Africa: A scoping review. The Journal for Transdisciplinary Research in Southern Africa, 18(1), 1-13. https://doi.org/10.4102/td.v18i1.1257
Search via ReFindit
Akinsola, S., & Munepapa, J. (2021). Utilisation of e-collaboration tools for effective decision-making: A developing country public-sector perspective. SA Journal of Information Management, 23(1), 1-7. https://doi.org/10.4102/sajim.v23i1.1099
Search via ReFindit
Almawash, M., & Saleh, M. (2024). Factors Influencing Consumers’ Attitudes Toward Adopting E-Wallets in Purchase Transactions. International Journal of Economics, Business and Management Research, 08(06), 148-170. https://doi.org/10.51505/ijebmr.2024.8610
Search via ReFindit
Amankwah-amoah, J., Khan, Z., Wood, G., & Knight, G. (2021). COVID-19 and digitalisation: The great acceleration. Journal of Business Research Journal, 136, 602-611. https://doi.org/10.1016/j.jbusres.2021.08.011
Search via ReFindit
Asongu, S. A. (2021). The Effects of Mobile Phone Technology, Knowledge Creation and Diffusion on Inclusive Human Development in Sub-Saharan Africa. Journal of the Knowledge Economy, 12(3), 1367-1398. https://doi.org/10.1007/s13132-020-00668-8
Search via ReFindit
Badu, E., O’Brien, A. P., & Mitchell, R. (2019). An integrative review on methodological considerations in mental health research – design, sampling, data collection procedure and quality assurance. Archives of Public Health, 77(1), 1-15. https://doi.org/10.1186/s13690-019-0363-z
Search via ReFindit
Bai, Z., Jain, N., Kurdyukov, R., Walton, J., Wang, Y., Wasson, T., Zhu, X., & Chircu, A. M. (2019). Conducting Systematic Literature Reviews in Information Systems: An Analysis of Guidelines. Issues in Information Systems, 20(3), 83-93. https://doi.org/10.48009/3_iis_2019_83-93
Search via ReFindit
Bhatt, A. (2016). Factors affecting customer’s adoption of mobile banking services. Journal of Internet Banking and Commerce, 21(1), 1-22. https://doi.org/10.2991/assehr.k.220202.028
Search via ReFindit
Bhoola, S., & Chetty, D. (2022). Experiences and Perceptions of Economically Marginalised Women Food Vendors: An Exploratory Study of Informal Food Traders in Durban, South Africa. Journal of Social Inclusion, 13(1), 25-41. https://doi.org/10.36251/josi238
Search via ReFindit
Bihu, R. (2024). Qualitative Data Analysis: Novelty in Deductive and Inductive Coding. Authorea Preprints, 1-5. https://doi.org/10.31124/advance.24143088.v2
Search via ReFindit
Bingwa, L. L. (2024). A framework for supporting technological innovation by manufacturing small and medium enterprises in KZN. Durban University of Technology, 15(1), 37-48. https://openscholar.dut.ac.za/items/d13e6b22-f4fc-4daa-a8cd-f6d7744274bf
Search via ReFindit
Boell, S. K., & Cecez-Kecmanovic, D. (2014). A hermeneutic approach for conducting literature reviews and literature searches. Communications of the Association for Information Systems, 34(1), 257-286. https://doi.org/10.17705/1cais.03412
Search via ReFindit
Bomani, M., Phiri, M., & Mashingaidze, M. (2024). Challenges and Motivations of Women Entrepreneurs in a Crisis: A South African Perspective. African Journal of Gender, Society and Development (Formerly Journal of Gender, Information and Development in Africa), 13(2), 159-183. https://doi.org/10.31920/2634-3622/2024/v13n2a8
Search via ReFindit
Bvuma, S., & Marnewick, C. (2020). Sustainable livelihoods of township small, medium and micro enterprises towards growth and development. Sustainability, 12(8). https://doi.org/10.3390/SU12083149
Search via ReFindit
Chametzky, B. (2023). Writing Memos: A Vital Classic Grounded Theory Task. European Journal of Humanities and Social Sciences, 3(1), 39-43. https://doi.org/10.24018/ejsocial.2023.3.1.377
Search via ReFindit
Chingapi, A., & Steyn, A. A. (2022). SMEs in South Africa: The Era of Adopting Mobile Payment Solutions. Lecture Notes in Networks and Systems, 235, 429-447. https://doi.org/10.1007/978-981-16-2377-6_41
Search via ReFindit
Cromhout, D., & Duffett, R. (2022). Exploring the impact of student-developed marketing communication tools and resources on SMEs' performance and satisfaction. Small Business International Review, 6(1), e422. https://doi.org/10.26784/sbir.v6i1.422
Search via ReFindit
Davis, F. D. (1993). User acceptance of information technology: system characteristics, user perceptions and behavioural impacts. International Journal of Man-Machine Studies, 38(3), 475-487). https://doi.org/10.1006/imms.1993.1022
Search via ReFindit
Department of Small Business Development. (2023). https://www.dsbd.gov.za/node/620
Search via ReFindit
Donga, G., & Chimucheka, T. (2025). Hospitality Entrepreneurship In A Resource-Constrained Environment Amid The Covid-19 Pandemic: Evidence From Guesthouse Operators. Journal of Management Small and Medium Enterprises (SME’s), 18(2), 805-820. https://doi.org/10.35508/jom.v18i2.20675
Search via ReFindit
Dos Santos, J., & Duffett, R. (2021). Exploring social media usage as a communication channel among independent food retailer SMEs in South Africa. Small Business International Review, 5(2), e392. https://doi.org/10.26784/sbir.v5i2.392
Search via ReFindit
Gaglio, C., Kraemer-Mbula, E., & Lorenz, E. (2022). The effects of digital transformation on innovation and productivity: Firm-level evidence of South African manufacturing micro- and small enterprises. Technological Forecasting and Social Change, 182, 121785. https://doi.org/10.1016/j.techfore.2022.121785
Search via ReFindit
Gavaza, B. K. (2025). Drivers of Artificial Intelligence adoption in township small businesses in South Africa. Insights into Regional Development, 7(4), 116-129. http://doi.org/10.70132/c9883956762
Search via ReFindit
Gavaza, B. K., Donga, G., & Muchineripi, J. N. (2025a). Microfinance and women's entrepreneurship in South African townships. International Journal of Business Ecosystem & Strategy, 7(4), 12-22. http://dx.doi.org/10.36096/ijbes.v7i4.872
Search via ReFindit
Gavaza, B. K., Fihla, S., & Stofile, R. (2025b). The Radical and Disruptive Entrepreneurial Innovation Culture in South Africa’s Townships. International Journal of Entrepreneurship, Business and Creative Economy, 5(1), 74-90, https://doi.org/10.31098/ijebce.v5i1.2785
Search via ReFindit
Hamilton, A. B., & Finley, E. P. (2020). Reprint of: Qualitative methods in implementation research: An introduction. Psychiatry Research, 283, 112629. https://doi.org/10.1016/j.psychres.2019.112629
Search via ReFindit
Hongoro, C., Adonis, C., & Sobane, K. (2022). Innovation for inclusive development and transformation in South Africa. In AOSIS Books. https://doi.org/10.4102/aosis.2022.bk384
Search via ReFindit
Joseph, J., & Sengul, M. (2024). Organisation Design: Current Insights and Future Research Directions. Journal of Management, 51(1), 249-308. https://doi.org/10.1177/01492063241271242
Search via ReFindit
Kayser, K., Telukdarie, A., & Philbin, S. P. (2023). Digital Start-Up Ecosystems: A Systematic Literature Review and Model Development for South Africa. Sustainability, 15(16). https://doi.org/10.3390/su151612513
Search via ReFindit
Kelly, T., Nkondo, L. G., & Zindiye, S. (2022). The Impact of the Regulatory Environment on Small Business Growth in Polokwane Township. International Journal of Business and Economics Research, 11(4), 228-249. https://doi.org/10.11648/j.ijber.20221104.15
Search via ReFindit
Ligthelm, A. A. (2008). The impact of shopping mall development on small township retailers. SAJEMS NS, 11(1), 37-53. https://doi.org/10.4102/sajems.v11i1.376
Search via ReFindit
Ligthelm, A. A. (2016). Entrepreneurship and Small Business. Southern African Business Review, 14(3), 131-153. https://doi.org/10.1007/978-1-137-43034-2
Search via ReFindit
Madzvamuse, S., Kadyamatimba, A., & Munyoka, W. (2024). The influence of technological preparedness on trust in e-commerce by South African SMEs with demographics as mediation variables. International Journal of Research in Business and Social Science, 13(2), 446-457. https://doi.org/10.20525/ijrbs.v13i2.2993
Search via ReFindit
Maichum, K., Parichatnon, S., & Peng, K. C. (2016). Application of the extended theory of planned behaviour model to investigate purchase intention of green products among Thai consumers. Sustainability, 8(10), 1-20. https://doi.org/10.3390/su8101077
Search via ReFindit
Mapanga, A., & Gavaza, B. K. (2025). Towards a unified conceptual framework for understanding the entrepreneurship construct. International Journal of Business Ecosystem & Strategy, 7(3), 102-113. https://doi.org/10.36096/ijbes.v7i3.828
Search via ReFindit
Marolt, M., Lenart, G., Kljajić Borštnar, M., & Pucihar, A. (2025). Exploring the Digital Transformation Journey Among Micro-, Small-, and Medium-Sized Enterprises. Systems, 13(1), 1-23. https://doi.org/10.3390/systems13010001
Search via ReFindit
Matsepe, N. T., & Van der Lingen, E. (2022). Determinants of emerging technologies adoption in the South African financial sector. South African Journal of Business Management, 53(1), 1-12. https://doi.org/10.4102/sajbm.v53i1.2493
Search via ReFindit
Mbatha, Z. L., Moodley, M., Nyika, F., & Ruzengwe, C. (2024). Investigating Marketing Challenges Faced by South African SMEs during. International Journal of Advanced Business Studies, 3(3). https://doi.org/10.59857/IJABS7480
Search via ReFindit
Muchineripi, J. N. (2025). Women entrepreneurship in South Africa: peculiarities of stress. Insights into Regional Development, 7(4), 102-115. https://doi.org/10.70132/b6273472929
Search via ReFindit
Muchineripi, J. N., Donga, G., & Gavaza, B. K. (2025). Immigrant entrepreneurs' competitive advantage: The role of cultural and disruptive innovation. International Journal of Business Ecosystem & Strategy, 7(3) https://doi.org/10.36096/ijbes.v7i3.843
Search via ReFindit
Mukuni, J. (2023). Behold the Fourth Industrial Revolution and How to Keep Pace with Workplace Competencies in an Ever-Changing World of Work! The Changing Landscape of Workplace and Workforce, 1-14. https://doi.org/10.5772/intechopen.1002648
Search via ReFindit
Nhuvira, C. E., & Dorasamy, N. (2021). Adapt or Die: The Adoption of Digital Marketing by Fashion SMMEs in South Africa. Journal of Management Information and Decision Sciences, 24(S6), 1-16. https://www.abacademies.org/articles/adapt-or-die-the-adoption-of-digital-marketing-by-fashion-smmes-in-south-africa.pdf
Search via ReFindit
Ojong, N., Simba, A., & Dana, L. P. (2021). Female entrepreneurship in Africa: A review, trends, and future research directions. Journal of Business Research, 132, 233-248. https://doi.org/10.1016/j.jbusres.2021.04.032
Search via ReFindit
Otieno, J. A., & Wawire, N. (2023). Effects of Financial Sources and Socio-Cultural Factors on Performance of Women-Owned Manufacturing Enterprises in Kisumu City County, Kenya. European Journal of Economic and Financial Research, 7(4), 130-147. https://doi.org/10.46827/ejefr.v7i4.1592
Search via ReFindit
Paul, J., Ueno, A., Dennis, C., Alamanos, E., Curtis, L., Foroudi, P., Kacprzak, A., Kunz, W. H., Liu, J., Marvi, R., Nair, S. L. S., Ozdemir, O., Pantano, E., Papadopoulos, T., Petit, O., Tyagi, S., & Wirtz, J. (2024). Digital transformation: A multidisciplinary perspective and future research agenda. International Journal of Consumer Studies, 48(2), 1-28. https://doi.org/10.1111/ijcs.13015
Search via ReFindit
Shibiti, R., Masabo, T. T., & Ladzani, W. (2023). Readiness of SMMEs for the adoption of the fourth industrial revolution in Mamelodi Township. International Journal of Research in Business and Social Science, 12(8), 33-47. https://doi.org/10.20525/ijrbs.v12i8.2986
Search via ReFindit
Shiferaw, Y. A. (2024). A spatial analysis of the digital gender gap in South Africa: Are there any fundamental differences? Technological Forecasting and Social Change, 204, 123443. https://doi.org/10.1016/j.techfore.2024.123443
Search via ReFindit
Slinger, E. I., Pather, S., & Du Plessis, M. (2024). Determinants of mobile application adoption among micro-entrepreneurs. South African Journal of Information Management, 26(1), 1-12. https://doi.org/10.4102/sajim.v26i1.1731
Search via ReFindit
Small Enterprise Development Agency (Seda). (2023). -annual-report.pdf https://nationalgovernment.co.za/entity_annual/3998/2024-small-enterprise-development-agency-(seda)
Search via ReFindit
Tau, M., Tselepis, T., & Nieuwenheizen, C. (2024). Digital literacy in townships: The problems and the promise for SMMEs. Journal of Contemporary Management, 21(1), 279-297. https://doi.org/10.35683/jcm23.008.260
Search via ReFindit
Township Tech Sector Intelligence Report (2021). https://www.westerncape.gov.za/edat/files/wcg-blob-files?file=2024-11/townshiptech_sector_intelligence_report_nl.pdf&type=file
Search via ReFindit
Tshabalala, M., & Beharry-Ramraj, A. (2021). Examining The 4th Industrial Revolution and South African Youth Entrepreneurship's Linkage to Covid-19: Opportunities and Challenges. Gender and Behaviour, 19(1). https://www.ajol.info/index.php/gab/article/view/210062
Search via ReFindit
Udimal, T. B., & Biyase, M. (2021). Identifying the Binding Constraints of the Township Economy of South Africa. The Journal of Developing Areas, 55(4), 455-464. https://dx.doi.org/10.1353/jda.2021.0098
Search via ReFindit