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Source: Journal Citation ReportsTM from ClarivateTM 2022

Entrepreneurship and Sustainability Issues Open access
Journal Impact FactorTM (2022) 1.7
Journal Citation IndicatorTM (2022) 0.42
Received: 2019-01-10  |  Accepted: 2019-06-06  |  Published: 2019-06-30

Title

Modelling the crowdfunding technology adoption among novice entrepreneurs: an extended tam model


Abstract

Computer-mediated crowdfunding is deemed as a financial innovation technology used by novice entrepreneurs to solicit funds from other individuals in order to easily gather fundraising for their innovative ideas. However, lack of information on the attributes of crowdfunding platforms coupled with the lack of the knowledge about the techniques of use of these technologies make this fundraising tool not very effective. In this study, we try to elucidate key factors influencing the intention of Tunisian entrepreneurs to adopt crowdfunding platforms as a main tool of fundraising. The research model was based on an extended Technology Acceptance Model (TAM) with the integration of three new variables: perceived risk with service, perceived risk with transaction and plagiarism risk. The results show that, both perceived risk with service, perceived risk with transaction and plagiarism risk have a negative impact on entrepreneurs’ use of crowdfunding platforms, while perceived usefulness and perceived trust influence positively entrepreneurs’ intention behavior. Perceived risks with crowdfunding service and transaction are affected by financing risk, security concerns and psychological factors, while plagiarism risk is influenced by information concerns and perceived control.


Keywords

crowdfunding, risk, trust, TAM


JEL classifications

D81 , L26 , O33


URI

http://jssidoi.org/jesi/article/345


DOI


Pages

2159-2179


This is an open access issue and all published articles are licensed under a
Creative Commons Attribution 4.0 International License

Authors

Jaziri, Raouf
University of Jeddah, Jeddah, Saudi Arabia http://www.uj.edu.sa
Articles by this author in: CrossRef |  Google Scholar

Miralam, Mohammad
University of Jeddah, Jeddah, Saudi Arabia http://www.uj.edu.sa
Articles by this author in: CrossRef |  Google Scholar

Journal title

Entrepreneurship and Sustainability Issues

Volume

6


Number

4


Issue date

June 2019


Issue DOI


ISSN

ISSN 2345-0282 (online)


Publisher

VšĮ Entrepreneurship and Sustainability Center, Vilnius, Lithuania

Cited

Google Scholar

Article views & downloads

HTML views: 3943  |  PDF downloads: 1626

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